Pradhan Mantri Awas Yojana 2024: Many families in India do not have a permanent house to live in. Due to not having a permanent house, such families have to face many problems. Keeping this problem in mind, the central government has started the Pradhan Mantri Awas Yojana. Under this scheme, the central government will build permanent houses for poor families.
This scheme aims to build a permanent house for those poor people who do not have their own house. People living in urban and rural areas will be benefited by this scheme. The government provides financial assistance of Rs 1,20,000 for building a house in a plain area and Rs 1,30,000 for building a house in a hilly/difficult area.
The main objective of Pradhan Mantri Awas Yojana is to provide permanent housing to the poor and backward-class people. The last date to apply for Pradhan Mantri Awas Yojana has been fixed as 31 December 2024. In today’s article, we are going to provide you with complete information related to the Pradhan Mantri Awas Yojana. So read it till the end.
What is the Pradhan Mantri Awas Yojana?
Pradhan Mantri Awas Yojana is a scheme being run by the central government. Which was started on 25 June 2015. This scheme aims to build a permanent house for those poor people who do not have their own house. People living in urban and rural areas will be benefited by this scheme. This scheme was earlier known as Indra Awas Yojana, which was started in 1985.
In 2015, the name of this scheme has been changed to Pradhan Mantri Awas Yojana. The main objective of this scheme is to build permanent houses for poor people in plain and level areas. The
government provides financial assistance of Rs 1,20,000 for building houses in plain areas and Rs 1,30,000 for building houses in hilly/difficult areas.
The main objective of the Pradhan Mantri Awas Yojana is to provide permanent housing to the poor and backward-class people. The last date to apply for Pradhan Mantri Awas Yojana has been fixed as 31 December 2024. Under the Pradhan Mantri Awas Yojana 2024, construction of 1.22 crore new houses has been approved.
Key features of Pradhan Mantri Awas Yojana
- Priority for special groups: Disabled persons and senior citizens receive preferential ground floor allotment.
- Eco-friendly construction – Sustainable and environmentally conscious technologies are used in building construction.
- All India Coverage- The scheme extends to 441 statutory towns, with initial priority given to 500 Class I cities in 3 phases.
- Initial Credit Linked Subsidy- Credit Linked Subsidy is implemented at the beginning of the project, covering all statutory cities in India.
Beneficiaries associated with Pradhan Mantri Awas Yojana
Beneficiaries under Pradhan Mantri Awas Yojana can be listed as follows-
- Beneficiary (Middle Income Group I {MIG I} ) – Annual Income (Rs. 6 lakh to Rs. 12 lakh)
- Beneficiary (Middle Income Group I {MIG II} ) – Annual Income (Rs 12 lakh to Rs 18 lakh)
- Beneficiary (Low-Income Group I {LIG}) – Annual Income (Rs.3 lakh to Rs.6 lakh)
- Beneficiaries (Economically Weaker Sections (EWS)) – Annual income (up to Rs 3 lakh)
Apart from this, women of Scheduled Caste, Scheduled Tribe, OBC, EWS, and LIG income groups are also eligible for Pradhan Mantri Awas Yojana.
Eligibility required for Pradhan Mantri Awas Yojana
- The age of the applicant should not be less than 18 years.
- The applicant must be a citizen of India.
- The applicant should not have his own house.
- The annual income of the applicant should be between Rs 3 lakh and Rs 6 lakh or not more than that (income details given above).
- The applicant’s ration card should be mentioned in the BPL list.
Documents required for Pradhan Mantri Awas Yojana
- Aadhar card
- Passport size photograph
- job card
- Swachh Bharat Mission Registration Number
- Bank passbook
- Active mobile number
- I Certificate
Who can avail the benefit of Pradhan Mantri Awas Yojana?
The central government is providing financial assistance to the poor and BPL cardholder families of India for building a permanent house through the Pradhan Mantri Awas Yojana. Under this scheme, an amount of Rs 1 lakh 20 thousand is provided for building a house. This amount is transferred to the applicant’s bank account in a total of 3 installments.
Action will be taken against those who do not build their house after receiving the amount of Pradhan Mantri Awas Yojana. Action will be taken against those who do not build their house after receiving the amount of Pradhan Mantri Awas Yojana. The department has started preparations regarding this. In such a situation, the house can be auctioned or the amount can be recovered along with interest.
Under this scheme, an amount of Rs 1 lakh 20 thousand is being given for urban housing construction and Rs 1 lakh 30 thousand for rural housing construction. Friends, we hope that you liked the information given by us. If you want to get such new information, then keep visiting our website from time to time.
